Well welcome to summer! And it has really come with one hot blast, record temperatures all over the country, and with the Reserve Bank giving another interest rate cut. The big question is, are the banks going to give us a little present and pass on the interest rate cut?

 

Now is you lending institution making you even hotter under the collar by not passing on the rate cut? Well why not check out your options with some other lenders with us here at Fraser Financial Services. We have over 40 different lenders, offering 100’s of products, and we know we can find the right product and package for you. I have so attached property valuers Herron Todd White’s Month in review for December, shwing what is their take on the property market across the whole country.

 

Fixed Rates?

 

Have you considered fixed rates? At the moment fixed rates are at an all-time low, but when considering fixed rates there are some points you do need to consider:-

 

You are locked in for the period that you fix for and breaking the contract early you could incur a cost

 

With a fixed loan you can only pay a certain amount off extra each year, and this varies from lender to lender. So this type of loan may not work for you if you think you will paying large sums off the loan each year.

 

But with a fixed loan you also have the security that if rates do climb, your repayments will remain the same for that fixed period. That means you can budget knowing that you have that set time when your repayments will not change.

 

If you would like to have a chat about fixed rates and what is on offer from our different lenders, call me here at Fraser Financial Services, and we can arrange a time to catch up and discuss the options to find the right home loan for you.

 

Terry Teece

Mobile:- 0400 853 035

Office:- 07 55 766 299

terry@ffsqld.com.au

 

Time for a New Car?

 

As well as home loans being at incredibly low rates, interest rates for vehicle for business purposes are at an all time low, and these rates are fixed for the entire period of the loan. Do you qualify to purchase a vehicle for business purposes? Come and talk to us at Fraser Financial Services, and we may be able to get you into a new car before Christmas!

 

Also at Fraser Financial Services we offer the services of a vehicle broker, who always gets the best price on a new or used vehicle, and we can also trade your car with the dealer. The truck will drop off your brand new car, and take your old one away! So simple! Also I can tell you from my own experience it is the only way to get your new car.

 

Contact me to find out more!

 

Terry Teece

Mobile:- 0400 853 035

Office:- 07 55 766 299

terry@ffsqld.com.au

 

REMEMBER IF YOU NEED FINANCE FOR A NEW HOME, INVESTMENT PROPERTY, INVESTMENT, COMMERCIAL PROPERTY, BUSINESS LOAN, CAR, TRUCK OR COMMERCIAL EQUIPMENT FINANCE; WE DO IT ALL HERE AT FRASER FINANCIAL SERVICES. YOUR ONE STOP FINANCIAL SHOP!

 

“THINK FINANCE, THINK FRASERS, IT’S WHAT WE DO!”

 

 

Friday Laugh!

 

Well the weekend is ahead of us, and it is time for laugh. For your viewing pleasure and a laugh, click on the link below.

 

An old one from John  Clarke and Bryan Dawe, explaining what banks are all about…. Well sort of…… “3 things you can do with interest rates………” Hahaha!!!!

 

 

http://youtu.be/DyaitC91hEM

 

 

 

 

HAPPY FRIDAY!!!!!!!